Need more money....

     I know there are so many people suffering with not having enough money to pay the bills....  I know alot of people are worse off than we are, especially in this time of Japan and earthquakes and tsunami's, that's horrible... But it still doesn't stop the bill collectors from calling, me worried if the house will be foreclosed eventually, the list goes on about my worries.  Does anyone out there have a wonderful story of how they got out of debt?  My biggest dilemma right now is this.... I have a certain amount of money, and that's it.... Well, do you put that on the house payment, pay utilities, groceries etc.... what takes priority?  I started couponing for necessities and food.  I'm not as good as some, but I've saved ALOT of money doing it.  But I can't tell the mortgage company, "Give me a few weeks, I'm couponing".  I will continue to clip away, I love it...then again I need to do something else too.  I feel picked on with our credit card debt being for medical reasons of myself and my kids.  I don't go out and shop the day away, live the high life.  I take the approach, I'm thankful for what I have, my husband and kids, they are my world.  But like I mentioned, it's hell to answer the bill companies phone call and not be stressed.